Only when we know your goals can we truly understand you and invest meaningfully on your behalf. At Arowana Management, we firmly believe that having a clear goal is the perfect starting point for long-term investing. Not only does it keep you motivated to stay committed, but it also allows us to take the necessary steps to help you achieve your objective.

That’s a very important question, and we’d be happy to help you with that. The fact is, it depends on your individual circumstances, and it’s important to take those into consideration. A key rule of thumb is that you should only invest money that you don’t (intend to) need in the short term. However, there are many other factors at play, such as your income, time horizon, and goals.

First of all, it’s almost impossible to “time” the market. Studies show that, on the contrary, it’s much more important to be invested for the long term than to try to wait for the right moment. In our experience, it’s a personal decision whether you prefer to invest the available money as quickly as possible or spread it out over a longer period and invest regularly. Both options are flexible with us.

According to Albert Einstein, compound interest is the eighth wonder of the world. Why? Because it means that your money can multiply (up to) the exponential rate. What causes exponential growth in viruses can also make you a millionaire. If you invest e.g. 110 EUR well per month from birth, you will retire as a millionaire. If you only start at the age of 25, you will only earn EUR 200,000 under the same conditions. In the first case, you have only paid in EUR 33,000 more. That is the magic of compound interest! And how does it happen? The compound interest effect always comes into play when interest is not paid out but reinvested and thus generates interest again.